Benefits We Will Have

  • The main benefit will be in changing the motivations of the health insurance industry: with lifespan coverage, they will make most money by keeping their insured healthy.
  • This new paradigm will invoke many programs promoting a healthy lifestyle and preventive medicine. As people will need to pay directly for these products and services, the health care industry will find the ways to offer these products and services at affordable prices.
  • By definition, life cycle health risk insurance would not stop when a person becomes 65 years old. With a complementary health maintenance plan, it might offer better coverage that from Medicare. The gate should be open for switching from Medicare to the private┬ácommercial plans.

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